How do you negotiate lock-in periods?
The lock-in is negotiated short, with a review at the end of the first cycle and a way out in writing. A year is not signed if you have not yet seen whether the quiet shift moves.
Write to us. A quote with no commitment.

Ask for the exact date notice can be given and what happens to the accounts that day. The contract ties you for twelve months and by the second the Tuesday is unchanged, with no way out. You get the clause in one sentence: length, notice day and that the accounts stay yours.